- Title
- Thinking inside the box: A closer look at financial inclusion and household income
- Creator
- Zhang, Quanda; Posso, Alberto
- Date
- 2019
- Type
- Text; Journal article
- Identifier
- http://researchonline.federation.edu.au/vital/access/HandleResolver/1959.17/185611
- Identifier
- vital:16731
- Identifier
-
https://doi.org/10.1080/00220388.2017.1380798
- Identifier
- ISBN:0022-0388
- Abstract
- Using national representative household finance survey data covering more than 6200 Chinese households, we first construct a new multidimensional indicator for financial inclusion. Then we examine the effect of financial inclusion on household income. Our results elicit several findings. First, financial inclusion has a strong positive effect on household income. This effect can be found across all households with different levels of income. Second, low-income households are found to benefit more from financial inclusion than high and mid-level income ones. We argue that, in this sense, financial inclusion helps reduce income inequality.
- Publisher
- Abingdon: Routledge
- Relation
- The Journal of development studies Vol. 55, no. 7 (2019), p. 1616-1631
- Rights
- All metadata describing materials held in, or linked to, the repository is freely available under a CC0 licence
- Rights
- Copyright Informa UK
- Subject
- Economic models; Family income; Finance; Financial inclusion; Households; Income inequality; Low income groups; 39 Education
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